Tom is a CERTIFIED FINANCIAL PLANNER® professional with over 30 years of experience in investment management and financial planning. As a fiduciary financial planner, he provides independent, fee-based advice, guiding clients through critical financial decisions such as Social Security timing, Required Minimum Distributions (RMDs), and investment allocation strategies. He believes that financial and retirement planning is an ongoing process—much like any successful adventure, it requires regular monitoring and adjustments to stay on course. Tom maintains close communication with his clients, updating retirement income projections annually and ensuring investment performance aligns with their long-term objectives.
Tom earned his BBA, in Finance, from Pace University in Pleasantville, NY in 1989 and began his career in personal finance that same year with State Mutual Assurance Company. In 1996, he completed Pace University's Financial Planning Program, further strengthening his expertise in comprehensive financial strategies.
A lifelong resident of Bergen County, NJ, Tom lives in Closter with his wife, Cathy, and their three children. He has been an active member of the community, including coaching youth sports for many years. In his free time, he enjoys hiking, skiing, and exploring the country’s National Parks with his family.